Buyer Opps in Todays Market and Energy Efficiency Mortgages!

Sun Sentinel Quotes Michele Bee in regard to First Time Home Buyer Opps!


http://weblogs.sun-sentinel.com/business/realestate/housekeys/blog/2009/01/happy_new_year_everyone_our_1.html


In today's market the one silver lining is the first time home buying opportunities that are available!! I have had a very busy 2008 with my first time home buyers as I am the top first time home buyer Realtor expert in Palm Beach County and the surrounding area. In the mean time, I have put together the list below so you can also assist in stimulating the real estate market across the country by sharing timely and correct information to your viewers. My strategies for finding properties for first time home buyers do not include short sales. By the way...did you know that 20% of the buyers are single women? Top 10 Reasons to Buy in Today's Market
1. I have included my video that goes out to my buyers and contacts that explains the buyer's market and the credit options for first time home buyers.
2. You do not have to have stellar credit or 20% down.
3. You do need at least 3.5% down and a 580-600 credit score and your debt ratio must work for the lenders.
4. FHA financing is the main type of home financing currently, and VA financing is available as well.
5. Friends and family can help you with the down payment.
6. Subsidies and grants are available for qualified individuals.
7. There is a $7500 tax credit available for first time home buyers.
8. Due to declining markets and home prices buyers can actually afford a single family home once again, especially here in Palm Beach County.
9. Average rental prices are between $1000-$1500 per month in Palm Beach County which if someone is paying that, they can find a condo, townhouse and in some cases single family homes. Benefit of buying vs renting...tax credits and tax write offs.
10. First, Last and Security is typically the average down payment going FHA or pretty darn close!
Bonus Reasons to Buy: The sellers are paying most or all of the buyers closing costs!!!

Energy Efficiency FHA and VA mortgages are available (and so are the tax credits!)

If you are interested in hearing more about how I am stimulating the real estate market one transaction at a time and successfully selling homes in a declining market, please contact me directly. I do webinars for Realtors and for first time home buyers.